When you want a lower initial rate than a fixed-rate mortgage

 

Our adjustable-rate mortgage offers a lower interest rate than most conventional fixed-rate loans, making it great for buyers who aren’t looking for their forever home, buyers who anticipate needing a larger or smaller home in the near future, or those needing to refinance for debt consolidation with the lowest monthly payment.

 

• Primary, Second Home, and Investment properties allowed

• Purchase and Refinance (Rate and Term and Cash Out) transactions allowed

• 3/6, 5/6, 7/6, and 10/6 ARMs (TX Section 50(a)(6) allowed on 7/6 and 10/6)

  • Fixed interest rate for an initial period, then can adjust bi-annually

• 7/1 and 10/1 ARMs (TX Section 50(a)(6) allowed on 7/1 and 10/1)

  • Fixed interest rate for an initial period, then can adjust annually