VA (U.S. Department of Veteran Affairs)


Serving those who have served our country

 

Available to veterans, service members, and military families, this flexible loan comes with significant benefits that open the door of homeownership to veterans. VA loans require no down payment or private mortgage insurance. They feature competitive rates and terms, plus they allow homeowners to purchase a home with little-to-no money out of pocket.

 

  • Available with no down payment for purchases

  • Fixed interest rates

  • Owner occupied, 1-4 units, PUDs, and warrantable condos may be financed

  • Up to 100% loan to value for refinances; 90% LTV for cash-out refinances

  • Seller may pay up to 4% of the buyer’s closing costs, including pre-paid items such as property taxes, insurance, and homeowner’s association dues