FHA- FEDERAL HOUSING ADMINISTRATION 


Third Coast Bank can help make your dream of home ownership a reality

 

Third Coast Bank’s FHA loan program requires a smaller down payment and allows expanded lending standards to help homeowners who may not qualify for a conventional mortgage. FHA loans allow a down payment of as little as 3.5%. Our FHA program offers a variety of benefits, especially for first-time buyers or those without large down payments.

 

  • Down payments as low as 3.5%

  • Loan amounts up to $524,225*

  • More lenient requirements for income and credit history

  • Gifts are allowed for down payment and closing costs

  • Non-occupant co-borrowers are allowed

 

*Loan amounts may vary from county to county.  Click HERE to check the loan limits in your county.