FHA- FEDERAL HOUSING ADMINISTRATION
Third Coast Bank can help make your dream of home ownership a reality
Third Coast Bank’s FHA loan program requires a smaller down payment and allows expanded lending standards to help homeowners who may not qualify for a conventional mortgage. FHA loans allow a down payment of as little as 3.5%. Our FHA program offers a variety of benefits, especially for first-time buyers or those without large down payments.
Down payments as low as 3.5%
Loan amounts up to $524,225*
More lenient requirements for income and credit history
Gifts are allowed for down payment and closing costs
Non-occupant co-borrowers are allowed
*Loan amounts may vary from county to county. Click HERE to check the loan limits in your county.