CONSTRUCTION & LOT PROGRAMS

CONSTRUCTION PROGRAMS

Not just any home. The home built for you

 

When you're ready to build your dream home, a construction loan from Third Coast Bank is exactly what you need. We offer a one-time close that covers your mortgage and the construction cost, saving you money and time.

 

A construction loan from Third Coast Bank offers the follwoing benefits:

  • ‍Convenient one-time close can save you thousands

  • Up to 80% LTV

  • 12-month construction period*

  • Terms up to 30 years

  • Jumbo loan financing available

 

 

 

 

 

 

* extensions are available as needed; fees may be involved

LOT PROGRAMS

 

The perfect home begins with the perfect location

 

You’ve found the ideal spot for your dream home. Whether you plan to build right away or wait, Third Coast Bank can help you finance your purchase. 

Purchase the spot for your dream home now, build with us within 2 years.

 

A Lot loan from Third Coast Bank offers the following benefits:

  • 25% down payment required 

  • Interest Only Payments 

  • Available for 12-month or 24-month fixed rate balloon terms 

  • Purchase up to 25-acre properties* 

  • Seller can pay up to 6% concessions toward closing costs

 

 

*Lots larger than 25-acres considered on a case-by-case basis