Third Coast Bank Mortgage Center

We guarantee a low rate on your conventional mortgage!

Third Coast Banks conventional mortgage loans provide flexible terms and great local service that help make us the region’s top mortgage lender.

A Conventional loan from Third Coast Bank offers the following benefits:.

Primary, Second Home, and Investment properties allowed
Purchase and Refinance (Rate and Term and Cash Out) transactions allowed
Guaranteed low rate
Fixed-rate terms from 8- to 30-years
Adjustable-Rate terms from 3/6, 5/6, 7/6, and 10/6
Discount point options available
Temporary Buydowns available
Financing available in all 50 states

Freddie Mac Refi Possible®

Making homeownership more affordable through accessible refinancing

Freddie Mac Refi Possible® offers more options and newly expanded flexibilities to help you assist even more low-and moderate-income borrowers to consider refinancing their current loans to save on their monthly mortgage payments.

Refi Possible offers flexibilities to help borrowers take advantage of the current low-interest rate market by refinancing their mortgages and lowering their monthly mortgage payments, which will help them achieve greater housing stability and build generational wealth. This refinancing option, targeted toward low-moderate income borrowers, may be especially beneficial for borrowers who may not believe they qualify for refinancing due to their incomes.

Fannie Mae RefiNow™

Expanding the refinance market to those who need it most

RefiNow™ is an affordable refinancing option aimed at making it easier and less expensive for qualifying homeowners to refinance. Available to borrowers at or below 100% of the area median income with debt-to-income (DTI) ratios up to 65%, RefiNow offers features that help to address some of the barriers to refinance and is a great option for creditworthy borrowers who may not have previously qualified.