Federal Housing Administration (FHA)

Third Coast Bank can help make your dream of home ownership a reality

 

Third Coast Bank’s FHA loan program requires a smaller down payment and allows expanded lending standards to help homeowners who may not qualify for a conventional mortgage. FHA loans allow a down payment of as little as 3.5%. Our FHA program offers a variety of benefits, especially for first-time buyers or those without large down payments.

An FHA loan from Third Coast Bank offers the following benefits:

• Down payments as low as 3.5%

• Loan amounts up to $524,225*

• More lenient requirements for income and credit history

• Gifts are allowed for down payment and closing costs

• Non-occupant co-borrowers are allowed

 

*Loan amounts may vary from county to county.  Click HERE to check the loan limits in your county.